UK Salary Reality Calculator
Can I really afford life in the UK on this salary?
- Take-home pay after tax and NI
- Rent pressure by UK city
- Money sent home and monthly leftover
UK Edition · Migrant Money Briefing · Updated today
Start free checkFinancial tools for migrants building life in the UK
Free UK tools · no sign-up · built for migrants
Estimate salary reality, visa money readiness, rent pressure and money-transfer outcomes before making important decisions.
Pick your situation. Live tools open straight away — no account. Other paths are coming soon.
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Popular tools
Four live tools for salary reality, visa money, remittances and rental readiness — plus more in development.
Can I really afford life in the UK on this salary?
Do I have enough money for my visa?
How much will my family receive?
Can I rent in the UK with foreign income?
Educational estimates only. Not financial, tax, legal or immigration advice. Always check official guidance or speak to a qualified adviser before making decisions.
Tools
Five free tools live now — salary, visa, remittances, take-home pay and rental readiness. No account required for calculators. More tools for tax and banking are in development.
Do I have enough money for my visa?
Check whether your savings and upfront costs look ready for a UK Student or Skilled Worker visa.
Educational estimate only. Not immigration advice.
Can I really afford London on this salary?
Estimate take-home pay, rent, food, transport, remittances and monthly leftover by UK city. Educational planning only.
What is my salary after tax and National Insurance?
Illustrative UK income tax and NI estimates for monthly and yearly take-home pay. Not a substitute for HMRC or payroll.
Which provider gives my family more?
Compare estimated remittance rates, fees and delivery options before you send money home. Estimated comparison only.
Can I rent in the UK with foreign income?
Check rent affordability, document gaps and prepare a downloadable letting-agent checklist.
Planned tools for tax, self-assessment and banking. Join the newsletter for updates when they launch.
I do side work. Do I owe HMRC money?
A short eligibility check for Uber, Deliveroo, freelance and other side-income situations.
I'm invisible to UK banks and credit systems.
First steps for banking, credit score, electoral roll, bills and beginner credit products.
Migrant Money Briefing
A salary can look attractive until rent, tax, National Insurance, transport, food, dependants and money sent home are included. MoneyForMigrants turns those moving parts into a simple affordability score.
Built for real communities
Avoid generic fintech language. Use the exact situations people post about in community groups.
“I got a UK offer. Is £42k enough for London after rent and sending money home?”
Indian skilled worker
“I work care shifts and do extra weekend work. Do I need to report this to HMRC?”
Nigerian care worker
“How much money should I show before coming to the UK as a student?”
Nepalese student
“My spouse visa depends on salary and savings. I need to know the risk before I apply.”
Pakistani family applicant
How it works
We prioritise trust: you can use what is live for £0. Reports and subscriptions will appear here with clear pricing once checkout is ready.
£0
Live UK salary calculators. No account, card or payment required.
TBC
Detailed PDFs for visa readiness, city budgets and similar decisions. Pricing will be published before launch.
TBC
Ongoing alerts, checklists and setup guidance for returning users.
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